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All agents are NOT alike! Find out why buyers and sellers like to work with Steve Malone. Call me: 304-279-6037.
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Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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 Compare three mortgages
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For Home Buyers:
Why Buyers Choose Steve Malone - Why homebuyers looking for a real estate agent in the Charles Town WV, Martinsburg WV and Winchester VA area choose Steve Malone. Latest Listings - Get Steve Malone's latest Charles Town WV, Martinsburg WV and Winchester VA listings of homes for sale first! Find Your Perfect Home - Steve Malone will search for your ideal home and email you the newest Charles Town WV, Martinsburg WV and Winchester VA MLS listings of properties in Berkeley, Jefferson, Fredrick County WV. First Time Homebuyers - Are you a first time homebuyer in Charles Town WV, Martinsburg WV and Winchester VA, WV? Choose a top real estate agent. Steve Malone can guide your home buying search. Mortgage Prequalification - Pre-qualify for a mortgage or loan for your Charles Town WV, Martinsburg WV and Winchester VA house or other real estate or property. Go to Main Sitemap - Main sitemap sections include Find Charles Town WV, Martinsburg WV and Winchester VA Homes, For Home Buyers, For Home Sellers, Charles Town WV, Martinsburg WV and Winchester VA Information, Real Estate Resources, and About Steve Malone. 
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Financing Your Home >Home Free
Conventional wisdom says, "Don't pay off your mortgage early." Are you foolish to consider an early payoff? Absolutely not! By adding just $50 to $100 to your mortgage payment every month, you can save thousands of dollars in interest, pay off your loan quicker, and eliminate a major monthly expense.
The argument usually given against paying off a mortgage early is that you can make investments with your extra cash, such as mutual funds, stocks or bonds, which pay higher returns. This approach enables you to take the mortgage interest deduction and have easy access to your money, in case you need it. These are all definite pluses, but are not guaranteed savings results.
Any extra income which an investment might generate above your home equity appreciation can be offset by a bad year in the investment market. Investment earnings can virtually eliminate the income tax advantage of your mortgage interest deduction, since stocks and bonds are likely to generate a fair amount of dividends, interest income and capital gains.
It isn't as simple as conventional wisdom--consult a financial expert.
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| Q |
Which city in the U.S. has the longest formal name, but the shortest abbreviated name?
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| A |
El Pueblo de Nuestra Senora la Reina de los Angeles de la Porciuncula is the full name for Los Angeles, known as "LA". |
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