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VA guarantee |
An insurance contract for which the Veterans
Administration (VA) guarantees the lender's recovery of a designated percentage
of the loan amount from the insurer in the event that the borrower defaults on
the loan |
|
VA loan, or Government
mortgage |
A mortgage loan available to qualified military
veterans which is guaranteed by the Department of Veteran Affairs, usually
offering either no down payment or a low down payment |
|
Valuation |
The estimated of value of a
property |
|
Variable rate mortgage, or Adjusted rate
mortgage |
A mortgage with interest rates that may
fluctuate based on market conditions |
|
Verification of Deposit |
A statement signed by the borrower's financial
institution that verifies the current balances in the borrower's
accounts |
|
Verification of
Employment |
A statement signed by the borrower's employer
that verifies the borrower's current position and salary |
|
Vest |
To pass an immediate right on to a
person |
|
Vested |
Having the right to withdraw a percentage of a
fund before its agreed-upon maturity date; e.g., the percentage vested to
individuals with retirement funds differs; if someone is 80% vested, that means
they can only withdraw 80% of the funds set aside for them until its
maturity |
|
Department of Veterans Affairs
(VA) |
A federal agency that insures residential
mortgages made to eligible military veterans, which thereby encourages loans
being made to veterans |
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Did I Miss the Word YOU Are Looking For? Is there a real estate word that I failed to explain here in my dictionary for homebuyers and sellers? Let me be your personal real estate dictionary! I'll send a brief explanation of any word or term that you encounter when buying and selling property. Do you have a suggestion of a real estate word that should be included? Let me know! I always appreciate feedback. Do any of these definitions raise questions for you? Didn't find the word you're looking for? Let me know! I'm happy to answer ANY questions. It's my job! There's no obligation, and I promise to get back to you quickly...
| Q |
What oceanfront area is currently the most popular choice among people searching for second homes and vacation homes?
|
| A |
According to statistic published early in 2005, the Florida coast is the most sought-after vacation and retirement destination in the United States.
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 See More Real Estate Trivia > |
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Steve Malone
Keller Williams Realty, www.kw.com
Nancy G. McBride, Broker
815 W. King Street
Martinsburg, WV 25401
Office: 304-264-1400
Fax: 304-264-1405
Cell: 304-279-6037
SteveMalone@NUMBER1EXPERT.com
I spent 20 years with IBM before joining Keller Williams Realty in our Martinsburg, West Virginia office. "My time in the IT industry was rewarding; however, I was looking for a career where I could help people more directly. I wanted to feel passionate about my job, and I found it at Keller Williams. Whatever stage of life a person is in, the purchase of a new home is a significant event. Whether it's a starter home for a young family, a home sale because of relocation, or that dream home following retirement, buyers and sellers are looking for competent and caring service."
My experience with technology-based tools combined with the intensive, ongoing training provided by Keller Williams has been very valuable in fulfilling the needs of my clients.
My interpersonal and technology skills enable me to develop 'high touch' relationships with my clients. I manage all the details of your purchase or sale from home search or listing to a successful closing. After the sale, I will always be at your service.
I have extensive experience with corporate, government and personal relocation. I have worked with clients throughout the U.S. who have moved to the eastern panhandle of West Virginia 
 
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